Xactimate Estimating Services

Need an accurate Xactimate estimate for property damage, repairs, or restoration work? Speed Estimating provides Xactimate estimating services for restoration companies, contractors, adjusters, and property owners across all 50 US states.

Our estimators prepare item wise repair costs using regional price lists, documented quantities, and the required labor and material inputs. Get your estimate in PDF and Xactimate ESX format for project pricing, insurance claim review, or repair planning.

Send us your damage photos, repair scope, or existing estimate. We will review and share a quote!

Our Range of Xactimate Estimating Services

Need a complete estimate or only a specific repair scope priced? We provide Xactimate estimates for different project stages, allowing you to order the work you need without unnecessary estimating costs.

Xactimate Claim Estimates

For a newly reported property loss, we turn inspection findings and measurements into a room-by-room repair estimate. Using Xactimate line items, we distinguish cleaning, removal, repairs, and replacement work. The completed estimate gives contractors and adjusters documented repair costs for claim submission and review.

Water Mitigation Estimates

Water mitigation costs depend heavily on equipment usage and drying time. We review moisture readings, extraction records, and equipment logs to price air movers, dehumidifiers, containment, demolition, and monitoring. Contractors receive a separate mitigation estimate based on documented work rather than an assumed drying period.

Reconstruction & Restoration Estimates

For such projects, we estimate framing, insulation, drywall, flooring, cabinetry, finishes, and affected building systems. Quantities follow the repair boundaries and replacement specifications, giving contractors a trade-organized reconstruction budget for labor, materials, and subcontractor pricing.

Roof & Exterior Repair Estimates

Our Xactimate roof estimates cover damaged roofing, flashing, siding, and related exterior components. We calculate quantities using roof measurements, elevations, photographs, and findings. Applicable tear-off, replacement, disposal, material waste, and access costs are included, with partial repairs and full replacements priced separately.

Repair & Remodeling Cost Estimates

Not every project involves an insurance claim. We also prepare Xactimate estimates for privately funded repairs, interior renovations, and property improvements. These estimates consider selective demolition, material upgrades, existing finishes, and installation requirements, helping you prepare customer proposals and establish budgets.

Xactimate Supplement Estimates

When an initial estimate misses required work or demolition reveals additional damage, we prepare a supplement for the affected scope. Our Xactimate estimate writers identify missing line items, differences in quantities or pricing, then organize the changes with photos, measurements, or contractor documentation for insurance review.

Xactimate Estimate Review & Scope Reconciliation

Already received an insurance adjuster’s estimate but want to verify the scope and pricing? Our Xactimate estimate review service compares the existing estimate against your damage documentation, measurements, and repair requirements to identify discrepancies that may affect the total cost. We review:

Missing repair activities, including demolition, protection, detaching and resetting, cleaning, and disposal.
Quantity differences in roofing, drywall, flooring, ceilings, trim, and other measured components.
Regional price lists, pricing dates, labor rates, unit costs, and supported contractor-specific pricing.
Duplicate line items, exclusions, and differences between the adjuster’s estimate and documented repair scope.
Additional work requiring evidence, including concealed damage, material matching, and applicable code upgrades.

Property Damage We Estimate with Xactimate

We prepare Xactimate repair estimates for a range of residential and commercial property losses. Our estimates reflect the documented damage, required repairs, and available inspection findings.

Water intrusion, pipe leaks, and burst pipes
Fire, heat, smoke, and odor-related damage
Storm, wind, hail, and hurricane-related losses
Flood damage, sewer backups, and drain overflows
Mold remediation and microbial damage
Freeze damage, ice, and snow-weight damage
Lightning-related property damage
Fallen trees and debris impact
Structural collapse and vehicle impact damage
Theft, vandalism, and property damage repairs
Explosion-related building damage
Earth movement and seismic-related damage

How We Calculate Your Xactimate Cost Estimate

We follow a defined estimating process to prepare Xactimate estimates with cost breakdowns that contractors and claims professionals can review and verify.

Sketch Measurements & Repair Line Items

Our Xactimate estimators use drawings, photographs, and Xactimate Sketch to measure damaged components. We assign appropriate line items for removal, installation, replacement, or detaching and resetting.

Regional Price Lists & Material Costs

We apply Xactimate regional price lists based on property location and pricing period. The Xactimate experts also incorporate supplier quotations, specialty material costs, and contractor-provided rates where applicable.

Labor Productivity & Repair Conditions

We calculate labor costs based on crew productivity, site access, and installation requirements, considering Xactimate labor-efficiency settings, labor minimums, and challenging repair conditions.

Overhead, Profit & Insurance Valuations

The experts include taxes, permits, contractor overhead, and profit if needed. For insurance estimates, we calculate replacement cost value (RCV) and actual cash value (ACV) using relevant depreciation assumptions. Insurers can easily determine coverage and claim payments.

What You Receive With Your Xactimate Estimate

We provide the agreed estimate files and supporting documentation in formats suitable for your project and review requirements.

Xactimate ESX file for importing and editing in compatible software.
PDF estimate with itemized repair activities, quantities, unit prices, and total costs.
Repair scope organized by room, building area, or trade.
Property sketches and measurements where available.
Regional price list details, pricing period, and applicable adjustments.
Documented assumptions, exclusions, and scope clarifications.
Revised line items and supporting details for supplement assignments.
Optional Excel cost summaries or other agreed file formats.

You can also request sample Xactimate estimates before ordering.

Who Uses Our Xactimate Estimate Writing Services?

Our clients include:

Restoration Contractors
Roofing Contractors
General Contractors
Specialty Subcontractors
Public Adjusters
Independent Adjusters
Claims Professionals
Property Management Companies
Homeowners & Property Owners

Benefits of Outsourcing Xactimate Estimating to Speed Estimating

You may have an experienced field team but limited time for detailed estimates, insurance documentation, or repeated scope revisions. Outsourcing such challenging estimates to our Xactimate estimating company gives you the following benefits:

Lower Estimating Costs

You can avoid hiring full-time Xactimate estimators or paying for additional software licenses. Our companywide team of 70+ estimators supports qualifying assignments with an 8 –24-hour turnaround.

Clear Insurance Estimates

Receive itemized repair costs, Xactimate line items, regional pricing, and documented scope to support insurance reviews, resolve discrepancies, and prepare supplements.

Consistent Quality Assurance

A second estimator checks repair quantities, line items, and pricing before delivery. This helps catch inconsistencies early and reduces unnecessary corrections during estimate reviews.

Fixed Pricing & Support

Get a fixed estimating fee, 24/7 support, and free within-scope corrections. You can also save 40% on your first qualifying project without hiring additional in-house staff.

Our Portfolio

Pine Knoll Apartments- Residential Water Damage

Location: 115 Pine Knoll Dr, Battle Creek, MI 49014, United States

Scope: A broken sprinkler pipe damaged three apartments. We delivered itemized costs with regional pricing for water mitigation, demolition, drywall, and flooring in PDF and ESX formats, separating expenses for contractor review.

Houma Junior High School – Storm & Roof Damage

Location: 315 St. Charles Street, Houma, LA 70360, United States

Scope: We prepared an Xactimate estimate covering roofing, ceilings, flooring, and interior repairs. The delivered cost breakdown included measured quantities, labor, and material costs, organized for insurance review.

Van Wezel Performing Arts Hall – Commercial Hurricane Damage

Location: 777 N Tamiami Trail, Sarasota, FL 34236, United States

Scope: Hurricane flooding damaged the facility’s interiors and roof. We prepared an Xactimate estimate for water mitigation and repairs. We deliver material quantities, regional pricing, and scope notes. Estimators identify specialized theater equipment for separate assessment.

What Clients Think About Us?

We appreciate every client’s feedback, and it helps us understand what we’re doing well, where we can improve, and how to provide better estimating services.

Thanks for helping us with the reconstruction estimate. Everything was broken down clearly, and we could see exactly where the costs were coming from. Good job all around. – Jason Miller, General Contractor

I sent over the adjuster’s estimate along with my notes on what was missing. They put together the Xactimate supplement and included the additional repair items. Appreciate the time you put into this. – Sarah Mitchell, Public Adjuster

The Xactimate roof estimate was pretty thorough. Flashing, tear-off, waste, everything we needed was there. I had them adjust a couple of quantities, and they took care of it. No complaints. – Brian Collins, Roofing Contractor

How to Request Your Xactimate Estimate

Getting our Xactimate estimate writing services is simple; just follow the following steps:

Step 1: Send Your Project Files

Upload your property details, damage photos, measurements, or existing estimate. Specify the service you need and your deadline.

Step 2: Approve Your Quote

We’ll review the documents and provide a fixed estimating fee, delivery time, and required deliverables for your approval.

Step 3: Receive Your Estimate

Our team prepares and reviews your estimate before delivering the agreed PDF, ESX, and supporting files. We also provide free corrections within the original scope.

Upload Your Files & Get a Free Quote!

What We Need From You

Please provide the available documents, and if you have incomplete documentation, send what is available. We’ll identify the information required to develop the estimate and separate confirmed work from assumptions.

Property address and ZIP code
Type of damage and date of loss, if applicable
Photographs showing affected areas
Room dimensions, roof measurements, elevations, or available plans
Inspection reports and repair scope notes
Existing insurance estimate, if one has been prepared
Moisture readings, equipment logs, or mitigation records where applicable
Contractor quotations and special material information, if available
Required delivery date and file format

Our Role in the Insurance Claim Process

Speed Estimating prepares Xactimate repair estimates and supporting documentation for insurance claims. We do not negotiate settlements, interpret insurance policies, or provide legal advice.

If you work with a licensed public adjuster or attorney, they can use our estimates to support the claim review process.

FAQs

What is Xactimate, and what is it used for?

Xactimate is property claims estimating software developed by Verisk. Insurance adjusters and restoration contractors use it to prepare itemized estimates for property damage, repairs, and reconstruction. It also supports non-insurance remodeling and repair projects.

Why should I use Xactimate for an insurance repair estimate?

If your insurance company uses Xactimate, an estimate prepared in the same software makes it easier to compare repair costs, quantities, and missing work. However, it does not guarantee claim approval.

Can you prepare an Xactimate estimate from photos or handwritten notes?

Yes, we can prepare estimates remotely using damage photos, measurements, inspection reports, handwritten notes, or partial repair details. If anything important is missing, we’ll ask for it before starting.

What is an ESX file, and what will I receive?

An ESX file is an exported Xactimate project file that users can import into compatible Xactimate software for further editing. We provide an itemized PDF estimate and ESX file, along with agreed supporting documentation.

How much do Xactimate estimating services cost?

Pricing depends on the property size, type of damage, repair scope, and documentation available. We provide a fixed project-based quote after reviewing your requirements, so you know the estimating fee before work begins.

How long does an Xactimate estimate take?

Our turnaround time is 8–24 hours, and 8-hour rush delivery is also available for selected assignments. Complex losses or incomplete documentation may require additional time that we will share in the quote.